Northern Virginia & Maryland — Real Estate Expert 

Most move-up buyers in Woodbridge, Virginia put 10% to 20% down in 2026, though qualified conventional loans start at 5%. On a $450,000 home, that is $22,500 to $90,000, plus about 2% to 4% for closing costs.

The best time to buy in Fairfax VA in 2026 is March to May for the widest selection or late August to October for value, when inventory is higher, days on market stretch, and sellers are more flexible

Arlington, VA is favorable for first-time buyers in 2026: inventory and days on market have improved across Northern Virginia, mortgage rates are stabilizing near 6.0-6.8%, and you can secure continge

Discover the average down payment for first-time homebuyers in Arlington, VA, in 2026. Typical down payments range from 3% to 5%, with eligible VA buyers at 0%. Learn why your choice is crucial for effective cash management. Johnny Sarkis at Sarkis Real Estate helps guide you through these vital decisions. If you're looking for your first home around 4310 Prince William Pkwy, Woodbridge, VA, connect with us today!