Often, yes—a VA loan can be better for veterans because it may allow 0% down and avoids monthly mortgage insurance. But "better" depends on your down payment, credit profile, funding-fee situation, and the property you're buying. In Woodbridge and Fairfax, the smartest approach is to compare total monthly payment + total cash needed, not just interest rate.

When an offer is accepted in Woodbridge, Virginia, you move from negotiation to execution: the contract is ratified, deadlines start, earnest money is deposited, inspections and financing move forward, the home is appraised, title work is completed, and you head toward closing. Most “surprises” happen when timelines, documents, or repair requests aren’t managed tightly.

For many people, 2026 can be a good time to buy in Northern Virginia—especially if you’re prepared, you’re focused on long-term value, and you’re shopping with a clear budget. Inventory has been improving compared to last year, which can mean more choices and (sometimes) less pressure. The tradeoff is that affordability still matters: the “right time” is when the monthly payment and your timeline make sense.